IDFC FIRST Wealth Card

IDFC Wealth credit card unlocks a world of travel benefits, low interest rates, evergreen rewards and exclusive lifestyle benefits. 

Features & Benefits

Welcome Benefit

• Get welcome voucher of 500 by spending 5000 within 90 days .

Reward Points

• 3X Reward points on offline per 100 spend (0.75%)
• 6X Reward points on Online purchase per100 spend (1.5%)
• 10X Reward points on incremental purchases above 30,000 and on birthday per100 spend (2.5%). 

• Rental and Property management transactions will earn 3XRP & will not be used to calculate 10X reward threshold. 
• No RP for fuel, insurance, cash withdrawals

• 1RP is 25 paise
• Reward redemption fees of 99+GST is applicable.

Airport Lounge & Spa

• 4 International & Domestic Lounge ,spa across India Access/ Quarter. Click here for Domestic Lounge. Click here for International Lounge
• 2 Complimentary Golf rounds/month for spend statement of 20,000 .

Fuel Surcharge

• Enjoy Fuel Surcharge Waiver of 1% Upto 400/month. 

        Forex

• Enjoy forex markup fees of 1.5%.

Travel and Air Insurance

• Air Insurance cover of 1Crore
• Personal Accidental Death cover of 10Lakh
• Travel Insurance cover upto  USD 1200. Click here for details.
• Complimentary Roadside Assistance Worth Rs. 1399

Movie Offer

• Enjoy Buy One Get One Movie tickets upto 500 from Paytm Movies twice per month.

Fee

• No Annual /Joining Fee
• Card also offers low interest rate startting from 0.75 - 3.5% per month (9-42% per annum)

Verdict

IDFC Wealth is a premium lifestyle credit card with host of rewarding benefits from No expiry reward points to complimentary Insurance coverage and Lounge Access benefits which is provide mostly by High annual fees cards like SBI Prime/ HDFC Regalia. It also comes with reasonable markup fees. Base reward points are towards lower side 0.75% but accelerated reward points are 2.5%.