IRCTC SBI Premier Card

 

SBI IRCTC Credit Card is for those who loves to have long journeys frequently on trains. 

 

 

Features & Benefits

Welcome Gift

• Get 1500 Reward Points equivalent to INR 1500 on payment of first annual fee (1 Reward Point= ₹ 1)
  

Value Back Benefits

• Buy tickets through irctc.co.in & IRCTC Mobile App (for Android only) for AC1, AC2, AC3 and AC CC and earn up to 10% Value Back as Reward Points. Click here for IRCTC SBI Card Loyalty Program  
• 5% back on Air ticket purchases on www.air.irctc.co.in
• 5% back on E-catering purchases on www.ecatering.irctc.co.in

Reward Benefits

• Earn 3 Reward Points per 125 spent on Dining and standing instructions on Utility spends (~2.4%)
  
• Get 1 Reward point for every Rs. 125 spent on non-fuel retail purchases, including railway ticket purchases at www.irctc.co.in and IRCTC Mobile App (~0.8%)
  

 Milestone Benefits

• Earn 2,500 Reward Points on annual travel spends* of Rs. 50,000
• Earn 5,000 Reward Points on annual travel spends* of Rs. 1,00,000

Complimentary Insurance

• Complimentary Rail Accident Insurance of INR 10 Lakhs
• Complimentary Air Accident insurance of INR 50 Lakhs
• Complimentary Fraud Liability cover of INR 1 Lakh

 Railway Lounge 

• Enjoy 8 complimentary railway lounge access in a year to participating lounges in India (Max 2 per quarter)
• To avail the offer, please use your IRCTC SBI Platinum Card at the respective lounges

Fuel Surcharge

• Enjoy freedom from paying the 1% fuel surcharge across all petrol pumps in India, on transactions of Rs. 500 - Rs. 3,000, exclusive of GST and other charges Max 250/statement cycle. 

 What Doesn't Works

• High annual fee of 1499
  
• No annual fee waiver
• SBI Charges 99+GST for Rent payments. 
• No RP for wallet load, cash withdrawal. 

Fees

• Joining Fee : 1499+GST; Compensated  RP worth Rs1500 .

• Annual Fee: 1499 +GST

Verdict

 SBI IRCTC Premier Card is a premium card for loyal customers of IRCTC. It may good for those travel lot on AC Trains and book through IRCTC.