SBI BPCL Card

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 SBI BPCL is a cobranded credit card for fuel spends at BPCL pumps.

Image Credit : SBI Cards

Features and Benefits

Welcome Benefit

2000 RP worth Rs. 500 on payment of activation fees.

Reward Points

  • 13X  (3.25%) Reward Points on fuel purchases at BPCL petrol pumps. Maximum 1300 Reward Points per billing cycle
  • Also enjoy 1% Fuel surcharge waiver on every BPCL transaction upto ₹ 4000 (exclusive of GST and other charges) Max 100/cycle.
  • 5X (1.25%)Reward Points on every ₹ 100 spent at Groceries, Departmental Stores, Movies & Dining (Up to 5000 Reward Points per month)
  • Get 1 Reward Point for every Rs. 100 spent on non-fuel retail purchases.
  • 4 Reward Points = Re 1.
  • Flexible Instant Redemption Program at select 1200 BPCL petrol pumps. Click here for POS
  • You can also redeem the points from SBI Rewards program.
  • No minimum threshold of Reward Points for redemption
  • Click for details.
  • No reward points on wallet load/cash withdrawal. 
  • SBI Charges 99+GST on Rent payments

Fees

  • Joining/Annual fee: 499+GST; Annual fee is waived of on annual spends of 50,000.
  • Joining fee is compensated with welcome benefits. Presently SBI is offering additional amazon voucher of 250 also.

Verdict


SBI BPCL Credit card is good for fuel spends upto 10,000/month. Though the value of reward points are 3.25% it will get reduced further once redeem from rewards program of SBI depending on the voucher.  Axis IndianOil & HPCL BoB energie card with similar features provide better reward rates.





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