SBI Cashback Credit Card

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Image Credit: SBI Cards

 

SBI Cashback Card is simply the best credit card for all your online purchases. Enjoy 5% cashback on all merchants without any restriction on the merchant.
 

Features & Benefits

  • 5% Cashback on all merchant transaction . Max Cap 10,000/statement bill. Post cap you will earn 1%.
  • 1% Cashback on all offline spends and utility bill payments. 
  • Cashback shall credit to card statement within 2 days of your next statement generation. 
  • 1% Fuel surcharge waiver across all petrol pumps . Max surcharge waiver is 100 per statement cycle. 
  • Domestic Lounge  Access : Enjoy 4 complimentary domestic lounge access. (1/ Quarter).  Click here for List of Lounges.
 

Exclusion

  • Cashback is not applicable on Rent payments, wallet loads, Merchant EMI, cash advances, Balance transfer and flexipay. 

Fees

  • No joining fee.
  • Renewal Fee : 999+GST ; Reversed on annual spends of 2 Lakhs.

 Final Verdict

  • Its a simple & 5% cashback is just amazing !!!!. Its works well for online junkies. One can purchase from online without any merchant restriction unlike most co-branded cards. Max cashback cap of 10,000/month is gracious enough to spend 2Lakhs per month. Annual fee of 999 is bit high though one can manage it you can spend 2 Lakh annually.

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