SBI IMA Doctors Credit Card

on

 

SBI IMA Doctors Card is a lifestyle card specifically designed keeping in mind the needs of a Doctor and comes with a world of privileges .Its the only card issued in association with largest Doctor body IMA .  Card comes in a beautiful box with brochure and other papers.The features are similar to SBI Doctors card except that it associated with IMA.

 

Image Credit: SBI Cards


 

Features & Benefits

  • Welcome Gift
  • SBI Doctors card welcomes you with a gift voucher Rs.1500 e-Gift voucher from Yatra.com
  • Reward Point
  • 5X Reward points on spends on Travel Websites/ Apps
  • 5X Rewards points in spends on International Spends
  • 5X Rewards points in spends on medical supplies
  • 5X Rewards points in spends on all spends on Doctors Day ie 1st July
  • 1 Reward point per 100 for all other spends
  • 1 Reward Point is 0.25Paise.
  • Each accelerated reward points have Max Cap of 7500 points,post you will get 1 point per Rs. 100.
  • Points are accumulated for a period of 24 months from the date of accrual of reward points under rewards program.
  • Fuel Surcharge waiver for transaction between Rs. 500 -4000 Max surcharge waiver 250/ statement cycle. 
  •  Professional Indemnity Insurance
  • Card provides with professional Indemnity Insurance coverage of 20Lakhs with 0% deductibles. 
  • The insurance claim is processed through SBI Card Insurance Partner has no relation with IMA Professional Protection Scheme.   
  • International Lounge Access
  • Complimentary membership to Priority Pass Program worth $99
  • 4 Complimentary visits per year to international airport lounges; once you exhausted the limit you will be charged $27. 
  • Lounge Access is not valid for Add-oncards
  • Domestic Lounge Program
  • 2 Complimentary Domestic Airport Lounge visits per quarter in India.
  • Milestone Benefits
  • Renewal fee waiver on spends of 2 Lakhs
  • e- Gift voucher from Yatra/Bata/ Shoppers Stop worth Rs. 5000 on annual spends of 5 Lakhs.
  • Visa Privileges
  • Enjoy exclusive benefits across 900 luxury hotels worldwide
  • Get upto 35% off on Avis Car Rentals
  • Enjoy 15% off on Limo Luxury Airport Transfer service
  • Enjoy savings of upto 10% on Hertz Car Rental Program
  • Get exclusive 20% Discount on Airport Fastrack Immigration at over 450 destinations worldwide

Exclusion

  • Cashback is not applicable on Rent payments, Wallet loads, Merchant EMI, cash advances, Balance transfer and flexipay. 
  • SBI Cards charges Rs. 99+GST for Rent Payments

Fees

  • Annual fees of 1499 +GST ; waived off on annual spends of 2Lakhs.

Verdict

SBI IMA Doctors Card is one of best card specifically designed to meet the needs of a Doctor. Only difference with Doctors Card is that you need a IMA membership. Professional Indemnity Insurance of 20 Lakh is main attraction of the card. Accelerated reward points on medical supplies/ Travel and International spends is also good. Base reward points is poor. But overall its a good card for Doctors.

Comments

Post a Comment