ICICI Platinum Credit Card

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 ICICI Platinum card is an entry level lifetime free credit card. Also available against fixed deposit.

Image Credit: ICICI Bank

 

Features & Benefits

 

PayBack Points

  • Earn 2 Payback points for 100 spend
  • Earn 1 Payback points for Utility and Insurance spends. 
  • No Payback points on fuel.

 Fuel Surcharge

  •  1% Fuel surcharge waiver for transaction of maximum of Rs. 4000 at HPCL Pump

Culinary Treats

  • Avail 15% discount on your dinning bills at over 2500 partner restaurants. 

 

Fees

  • Joining/Annual Fee : Nil
 

Verdict

Beginners can consider this credit card . Rewards points and value are low but neat simple reward structure can be good for a beginner.

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