Can One Earn Money by Paying Your Credit Card Bill?

Yes paying your credit card bills on time is also more rewarding with apps like

1)Postpe

2)Cred

3)Mobikwik

4)Gpay/Amazon Pay/Paytm

Postpe

Postpe is a buy now pay later app by Bharathpe a leading fintech company in India. Postpe also lets you to pay your utility and credit card bills.

Paying credit card bills from postpe can let you earn 0.4% of the bill amount upto Rs. 1000/month. You can pay your bills via UPI /Netbanking. It might take 2-3 working days to settle the transaction. Hence it is advisable to pay your bills 3-5 days earlier to avoid any inconveniences.

Cred

Cred initiated by Kunal Shah is a leading fintech app started as Credit card payment app for the elites has now transfomed to full stack payment app with UPI/Utility bill payment options. Its also offer Cred Mint a peer to peer lending partnership platform for retail investors.

Once you have added credit card details to cred, it will monitor your payment dues and dates. The app itself will provide you frequent reminders. You can also use to monitor card spends which gets auto captured. Its pretty useful for those who have multiple cards 

Paying Credit card bill on CRED allows you to earn cashback in the form of Jackpots & CRED Coins. You will get five chances for a period of 3 days. You earn upto 10,000 per day. I have received only an average of 10-20 for card bill payments.The main attraction is the bill will settled instantly. Cred Coins will enable us to claim various offers running on the app store/travel bookings.

Mobikwik

Mobikwik is another fintech full stack payment app. They provide 1% supercash for credit card bill payment which can be used to avail discount form other utility bill payments.

Amazon Pay/Gpay/Paytm

Amazon/ Gpay/Paytm also allows you to pay your credit card bill but rewards are not attractive. Offers are given by the apps from time to time.

Verdict

Cred app not only allows you to monitor spends and get timely reminder, bills are settled instantly and rewarded for the same. Postpe gives you the best reward rate of 0.4% but may take 2-3 days to settle.