Comparison of IDFC FIRST Credit Card

 

 

Wealth

Select

Classic

Millennia

Reward Points

3X Offline (0.75%)

6X Online (1.5%)

Per 100 spent

3X Offline (0.6%)

6X Online (1.2%)

Per 125 spent

3X Offline (0.5%)

6X Online (1%)                     

Per 150 spent

3X Offline (0.5%)

6X Online (1%)  Per150 spent

Accelerated RP

10XRP (2.5%)

10XRP (2%)

10XRP (1,66%)

10XRP (1.66%)

Increment Value

30000

25000

20000

20000

International Lounge

4 Per Quarter

 

 

 

Domestic Lounge

4 Per Quarter

4 Per Quarter

4 Per Quarter

4 Per Quarter

Air Insurance

1 Crore

1 Crore

Nil

Nil

Personal Accident Insurance

 

10 Lakh

5Lakh

2Lakh

2Lakh

Travel Insurance

$1200

Rs 22,500

Nil

Nil

RSA

Yes

Yes

Yes

Yes

Fuel Surcharge (1%)

400/month

300/month

200/month

200/month

Paytm Movie

BOGO Upto 500

BOGO Upto 250

25% Upto 100

25% Upto 100


  • 1RP = 25paise
  • Rental and Property management transactions will earn 3XRP & will not be used to calculate 10X reward threshold.
  • No RP for fuel, insurance, cash withdrawals
  • BOGO : Buy one Get One ; Need buy 2 tickets and second ticket will be discounted. 
  • Threshold is the amount required in statement credit after which the accelerated reward of 10X kicks for incremental spends .

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