HDFC INFINA METAL EDITION

on

 


Its a super premium invite only metal edition credit card enriched with host of privileges and benefits from HDFC.

Features & Benefits

Welcome Benefit

  • Get welcome benefit of 12,500 reward points upon fee realization and card activation

Reward Points

  • 5 Reward Points for every ₹ 150 spent 
  • Earn up to 10 times Reward Points* on your travel and shopping spends on Smartbuy 

  • Reward points accrued for Insurance transactions will have a maximum cap of 5,000 reward points per day
  • Reward points will not be accrued for fuel rental pay transactions, property management services like rent, maintenance, packers &movers, etc Easy EMI, SmartEMIand government transactions 
  • Reward points earned on grocery transaction will be capped at 2000 RP per calendar month.
  • For rent payments made through third-party merchants, a fee of 1% of the total transaction amount will be levied from the second rental transaction of the calendar month. 
  • If you conduct a transaction (in-store or online) in Indian currency at an international location or with a merchant located in India but registered overseas, a dynamic &
    static conversion markup fee of 1% will be charged.
 

Reward Points can be redeemed for:

  • Flight and Hotel Bookings via Smartbuy at a value of 1 RP = Rs 1
  • Apple products and Tanishq vouchers via Smartbuy at a value of 1RP = Rs. 1
  • Airmiles conversion through netbanking at a value of 1RP = 1 airmile
  • Products and Vouchers via Netbanking or SmartBuy at a value of 1 RP = upto Rs 0.50
  • Cashback at a value of 1 RP = Rs 0.30; Max 50,000RP/month

*Please click here to know more

Club Marriott membership

  • Complimentary Club Marriott membership for first year that offers up to 20% discounts for Dining and stay across Asia – Pacific region. View details here

Hotel & Dining Benefit

  • Book stay for 3-nights and pay for two at participating ITC hotels. 
  • 1+1 complimentary buffet at participating ITC hotels.  

For more details, click here 

Golf Privileges

  • Unlimited Complimentary golf games at leading courses across India and select courses across the world. Unlimited complimentary Golf coaching at select golf courses across India. To book, please call the concierge at 1800 118 887 | 022 42320226. View details here

Concierge

  • Global Personal Concierge – 24 X 7
  • Customize your travel, entertainment, and business experiences with our Global Concierge Assistance 
  • Click here for Concierge T&C

  • Lounge Access 

    • Enjoy unlimited complimentary lounge access at airports within and outside India at 1,000+ airport lounges using Priority Pass.
    • Benefit also available for add on Priority Pass holders.
    • ​​​​​​​View details here

    Good Food Trail Program

    • Enjoy amazing dining benefits with Good Food Trail program
    • Get complimentary Dineout passport membership for a year that offers
    • Assured flat 25% off at 2000+ premium restaurants
    • 1+1 on buffet at 200+ restaurants
    • 1+1 on Food / Drinks on select restaurants
    • Zero convenience fee
    • Early access to events and festivals such as GIRF
    • Get additional 15% off on all your bill payments via Dineout Pay (10k + restaurants)

Fuel Surcharge Waiver

  • 1% fuel surcharge waiver at all fuel stations across India  on transactions between Rs.400 and Rs.1,00,000​​​​​​​ Note - No Reward Points are earned on fuel transactions. Details

Insurance/Comprehensive protection & Nominee details for Insurance

  • Accidental Air Death cover worth Rs. 3 Crore
  • Emergency overseas hospitalization up to Rs. 50 lakhs in case of emergency
  • Credit Shield Cover for upto 9 lakhs

Fees

  • Joining Fees : 12500+GST
  • Spend 10 lakhs or more in the preceding 12 months and get renewal membership fee waived off for next year.
  • Renewal benefit 12,500 Reward Points* upon fee realisation and card activation

What doesn't Work

  • It's a invite only card.
  • High Joining fees
  • RP if converted to cash gives poor value of 1%, but the card isn't designed for rewards rather for its luxurious benefits.

Verdict

It's a super premium metal edition card for the Elites. Splurge into host of membership benefits of INFINA. Unlimited International Lounge access including for add-on card holder is just awesome . Apart from that concierge services and host of luxurious membership is also quite worthy for those who travel around a lot. Insurance coverage also adds cherry to the cake. Its a feast for the Elite which no other card in the Industry can Offer.  

Comments

Post a Comment