One card is a exquisitely crafted metal card. It has seamless on boarding process. Onecard can be activated in less than 5 minutes . One card comes with a powerful app which control all aspects of the card. As their tagline the card is simple, transparent and control is with the user. Card is issued with one of their banking partner SBM, Federal Bank, South Indian Bank, CSB Bank or BOB. Card also provides you with interesting offers from various merchants from time to time.
Features and Benefit
- No Joining Fee /Annual Fee/ Redemption fees
- 1 point for every Rs. 50 . Get Accelerated reward points of 5X on top 2 reward category . Each point is valued 20paise.
- Fractional points are also credited.
- Point can be redeemed easily from the app by just sliding to the right over the transaction or simply convert it to cash.
- Reward points never expire.
- Addon card : Limit can be shared with Family member and they get their own card with separate offers while you control their spends.
- Fuel Surcharge Waiver : Fuel Surcharge is completely waived off. Max 400/month
Exclusion
- No reward points for Rent, Cash Transfer, Wallet load.
- Rent payment is charged 1.5%+GST
- No lounge Access
Verdict
One card is a tech driven metal credit card which is simple and transparent. Whether it is onboarding, tracking transaction or reward points, redemption of points, EMI conversion to payment all can be done from the with ease. Its the tech driven card in the market. Good for beginners. Only drawback is poor base reward of .2% & Max 1% for top 2 spends.
Click here to Apply for your One Card
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