SBI Simply Click

 

 

SBI Simply Click is an online shopping card . It rewards with you with 10X RP for shopping with affiliate partners of the card.

 Welcome Benefit

Avail an Amazon gift voucher worth Rs. 500 On payment of joining fee of 499+GST. 

Features & Benefits

Reward Points 

• 10X RP on Online spends with exclusive partners Apollo 24*7, Netmeds, Easy Dinner, BookMyShow, Cleartrip, Lenskart  per 100 spend.
• 5X RP on all other online spends (Max 10,000 RP)
  
• For all other spends earn 1RP per Rs.100 spend. Click Here for T&C
  

 

 

• Fuel Surcharge

• Enjoy 1% fuel surcharge waiver for transaction between 500 -3000 Max 100/cycle statement. 

• Milestone Rewards
  

•  e-voucher worth Rs.2,000 from cleartrip on annual online spends of Rs.1 Lakh
• e-voucher worth Rs.2,000 from cleartrip  on annual online spends of Rs.2 Lakhs
• Click Here for T&C

• Milestone Rewards will get to max value of 4.5% when you spent 1L on 1% Category.
  

What doesn't Works

• No Lounge Access  
• Utility bills doesn't qualify for 5XRP
  
• SBI Charges 99+GST for Rent payments. 
• No RP for wallet load, cash withdrawal, fuel transaction.
• Partners can be changed frequently, earlier Amazon was included but was removed making it less attractive.
  

Fees

• Joining Fee :499+GST; But compensated with amazon voucher of 500Rs.
  
• Annual Fee :499+GST; Can be reversed after annual spends of 1Lakh.

 

Verdict

• SBI Simply Click is a specially crafted for online shopping card. It work well for those shopping from their partner brands .One can get Max Reward Rate of 4.5% when spent >1Lakh from 10X Category.  SBI Cashback card is better option which gives flat  5% Cashback for all online merchant and 1% for offline & utility bills.