SC Smart Credit Card

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SC Smart Credit Card comes with unique feature of extended interest free credit upto 90days. Enjoy 2% cashback on all your online spends.

Features & Benefits

Cashback

    • 2% Cashback on online spends upto 1000/month.
    • 1% Cashback on offline spends upto 500/month.
    • No cashback on fuel transaction/ cash advances. 
    • Cashback can redeemed from R360 reward portal. Minimum amount for redemption is Rs 1000.And can be adjusted on card statement. 

Extended Interest Free Credit

    • Enjoy extended Interest Free Credit upto 90 days just by paying minimum due amount.

Low cost 3 month EMI

    • Convert your eligible spends to 3 Month EMI with interest of 0.99% without processing fees. 

Fees

  • Joining/Renewal fee: 499+GST; You can avoid joining fee by applying during special campaigns.
  • Joining fee is free for SC Bank customers. Renewal fee is waived off on annual spends of 1,20,000.


Verdict


SC Smart Credit gives good return for online users. New features like Extended Interest free credit upto 90 days and Low Cost 3 month EMI with processing charge is good. But there are better cards in the market like SBI Cashback/ Axis Ace which gives better rewards. 

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