Axis Flipkart is decent shopping credit card. Its pretty good for those prefer to shop on flipkart & Myntra. Also their preferred partners like Swiggy,Clear Trip, PVR, Tata Play , Cure Fit & Uber.
Welcome Benefit
- Axis flipkart is offering welcome benefit of 1000 at present in the form of
- Rs.500 Flipkart e-voucher
- 15% Discount upto Rs.500 on First transaction at Myntra using Flipkart axis card.
- 50% discount upto Rs. 100 on first transaction at swiggy ; Code :AXISFKNEW
Unlimited Cashback
5% cashback on Flipkart & Myntra
4% cashback on Swiggy, Clear Trip, PVR, Tata Play , Cure Fit & Uber
1.5% on all other spends
Lounge Access
- Four Complimentary Lounge Access at Domestic Airport per Quarter. Applicable airports and other details.
Fuel Surcharge
- 1% Fuel surcharge waiver ; Valid at all fuel outlets for transaction between 400 - 5000 Rs. Maximum benefit of 400 per statement. Note that GST charged will not be refunded.
Dining Delights
- Enjoy 20% discount at 4000+ partner restaurants . Click for details.
The cashback will be credited into your next card statement and thereby reducing your bill in next cycle. The Axis Ace Card statement reveals all your cashback against each transaction in a transparent manner in the statement.
Exclusion
- Fuel Spends
- EMI transactions
- Purchases converted to EMI post facto
- Wallet loading transactions
- Jewellery
- Cash advances
- Payments made through MCC 6513 ( payment of management fees, rental commissions, rental payments or any such payments through MCC 6513)
- Payment of outstanding balances
- Payment of card fees and other card charges
Fees
Joining fees is 499 +GST; Can be reversed by spending 10,000 within 45 days of card issuance
Renewal fees (Second year) is 499 +GST; waived of on annual spends of more than 2 Lakhs.
Final Verdict
Axis Flipkart Credit Card looks attractive for online shoppers from flipkart & myntra or from their partners. Its also give decent cashback of 1.5% on all retail spends. Unlimited cashback directly into the statement makes it looks attractive.Alternatively those whats to shop online from different platform one can consider SBI Cashback which provides 5% on all online spends except utility bills with Max Cap of 10,000per cycle which is generous.
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